Funding check · Program data checked: October 2026

There is probably money for your next project.

Software and AI development is eligible for public funding in Germany, far beyond what most people assume. Seven questions, two minutes, and you know which programs fit and what order of magnitude to expect.

Funding programs at a glance

The programs the funding check is based on, with funding rate, target group, deadline and official source.
Tax credit · Federal

Forschungszulage

Germany's R&D tax credit on research and development costs. No funding pot, no deadline, no competition: if you meet the requirements, you have a legal entitlement. Also for projects that are already running or completed.

Funding rate
25% to 35% of R&D costs
Amount
up to €4.2 million per year (SMEs)
Target group
Companies of any size
Apply before project start
No, retroactive applications are possible.
Deadline
ongoing, also retroactive
Funding body
Bescheinigungsstelle Forschungszulage (BSFZ, the certification body) and the tax office
Source
Official program page, checked on 10.10.2026
Grant · Federal

ZIM

ZIM (Germany's Central Innovation Program for SMEs) is the best-known grant for innovation projects at mid-sized companies. Traditionally a direct grant on personnel costs, for individual and collaborative projects, open to all technologies.

Note: since July 7, 2026, ZIM has temporarily stopped accepting applications, including project outlines, because its budget is exhausted. According to the chambers of commerce (IHK) and the AiF, the aim is to resume in early 2027, depending on the 2027 federal budget. If you are planning now, prepare the project but don't start it yet: an early start would rule out funding for good.

Funding rate
25% to 45% of project costs
Amount
up to €690,000 eligible costs per company
Target group
Small and medium-sized enterprises (SMEs)
Apply before project start
Yes. Projects that have already started are excluded from ZIM, and nothing works retroactively either. For a clearly defined next project phase, it can still work.
Deadline
currently suspended, otherwise ongoing
Funding body
Zentrales Innovationsprogramm Mittelstand (Central Innovation Program for SMEs), BMWE
Source
Official program page, checked on 10.10.2026
Grant · Federal

KMU-innovativ IKT

KMU-innovativ IKT (the federal SME innovation program for information and communication technology): a grant for software-intensive systems and AI methods with high technical risk. More demanding than other programs: a significant share of the work must be industrial research; pure product development is not enough.

Funding rate
partial funding under the GBER
Target group
Small and medium-sized enterprises (SMEs)
Apply before project start
Yes. Starting a project before approval generally rules out funding under German grant law. Whether an early project start can be approved is decided by the project management agency case by case.
Deadline
outline any time, cut-off dates April 15 and October 15
Funding body
BMFTR (Federal Ministry of Research, Technology and Space), project management agency DLR
Source
Official program page, checked on 10.10.2026
Grant · EU

Eurostars 3

A grant for research-performing SMEs that develop together with a partner in another European country. A much lower bar than Horizon Europe and currently the most obvious alternative while ZIM is suspended.

Funding rate
up to 50% for German SMEs
Amount
up to €500,000 for all German partners in a project
Target group
Small and medium-sized enterprises (SMEs), with a partner in another Eurostars country
Apply before project start
Yes. The project must start after submission. A project that is already running cannot be funded retroactively here.
Deadline
Call 12 open until March 4, 2027, submissions from December 17, 2026
Funding body
EUREKA, in Germany BMFTR (Federal Ministry of Research, Technology and Space) with DLR Projektträger
Source
Official program page, checked on 10.10.2026
Grant · EU

EIC Accelerator

For deep-tech startups with validated technology and the ambition to scale. Single applicant, no consortium, a grant plus an optional equity investment. The technology must already work in a relevant environment.

Funding rate
up to 70% of project costs
Amount
up to €2.5 million grant, plus €1 to 10 million equity
Target group
Micro and small enterprises
Deadline
next cut-off November 4, 2026, dates for 2027 not yet published
Funding body
European Innovation Council, EISMEA
Source
Official program page, checked on 10.10.2026
Consulting · Federal

Mittelstand-Digital Zentren

Mittelstand-Digital Zentren (federal digitalization centers for SMEs): no money, but free, vendor-neutral support through workshops, demonstrators and implementation guidance from AI trainers. The sensible first step when a project is still too early for research funding.

The current network is being phased out by the end of 2026. A new nationwide network starts in 2027, with a focus on AI and IT security.

Funding rate
free of charge, no grant
Target group
Small and medium-sized enterprises (SMEs)
Deadline
no application needed
Funding body
BMWE (Federal Ministry for Economic Affairs and Energy)
Source
Official program page, checked on 22.07.2026
Why we offer this

We are not funding consultants. We build the projects that get funded. For years we have noticed clients leaving money on the table because they do not know their development counts as research. Hence this check.

Where the numbers come from

From the official sources: statutes, funding guidelines published in the Bundesanzeiger (Germany's Federal Gazette) and the program pages of the funding bodies. Every program card links its source and states the date of the last check.

What this is not

Not legal or tax advice, and no entitlement to funding. The amounts shown are rough ranges. What counts is solely the funding bodies' guidelines and, for the Forschungszulage (Germany's R&D tax credit), the review by the certification office (Bescheinigungsstelle).

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